In a post-screen-scraping era of fintech, delivering consumer-directed experiences is a baseline requirement for embedded finance tools. CDR-compliant APIs must handle: - Explicit and revocable consent management - Data minimization enforcement - AU-specific CDR schemas - Versioning with backward compatibility zngx — or zngx.io — is a compliance-embedded API platform https://moseleyk394mlk9.blogmazing.com/profile