Not all applicants will qualify for the lowest rate, and there is no discount for autopay. Precomputed loans calculate the total interest up front when you open your loan. This interest is incorporated in your starting account balance and does not adjust over the loan term. SmartAsset Advisors, LLC ("SmartAsset"), https://andres987rd.activablog.com/18557955/forget-carrying-this-out-together-with-your-easy-small-loan-do-this